Importance of Finance News in Stock Trading

The stock market is regulated largely by financial conditions; therefore being aware of finance news is of primary importance if you wish to enter the stock trading. The volatility of the financial world is well-known and economic activities throughout the world get driven by financial conditions. For a stock trader, it is important to keep a track of the latest global stock market news.

The stock market is also very sensitive to stimulating events, such as terrorist attacks, civil uprisings, political unrest, natural disasters, diplomatic failures and fluctuations in oil prices. All these events ultimately have a direct bearing on financial conditions of a company, a country, or even globally and being in touch with finance news is the best way to analyze and speculate effectively.

Investors in the stock market should keep a track of fluctuations in the prices of shares based on the market situation and other factors. If they find that share prices of the stocks that they are holding are likely to change drastically, they should immediately take action to avoid losses. Keeping track of finance news and latest market news will enable them to be prepared for any drastic changes in share prices.

Finance news can be obtained from different sources, such as the Internet, which can easily be described as the most convenient and best one. There are many sites such as “Google Finance” and”Yahoo Finance”that provide live stock news and information about most active stocks so that you can study the live market updates and the latest share market information.

You can also get finance and business news from news channels on the TV that caters entirely to business and market news. Along with news about different events that have a direct bearing on the markets and information regarding stock prices, and performances of stock exchanges, you can also find opinions from some market experts.

The other sources for finance news are newspapers, especially the business newspapers that have detailed information regarding the finance markets, expert advice regarding the correct choice of stocks and any changes in statutes that affect the market.

Business magazines and business portals can also help you with updates regarding stock predictions, acquisitions and mergers, corporate initiatives, market news and economic forecasts. You can study all these factors and also avail information regarding the performances of companies from business magazines and portals, which provide quarterly or annual balance sheets.

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Are You in Employment Or Self Employment?

How can one establish if you are Self employed or an employee for UK tax purposes? There is no actual or legal definition of what employment or self-employment is and it is based on previous judgments which are commonly referred to as ‘case law’.There are some key points to take into account in deciding the status of an individual for Income Tax purposes in the UK. Self employed business traders have various key distinguishing pointers and that self employed persons are able to:- Manage and operate their own business taking all the required key decisions.
- Take complete financial responsibility for the success or failure of their business.
- Decide how, where and when they carry out their work.
- Hire other persons to do the work that is required the cost of which is borne by them.
- Provide the plant, equipment and motor vehicles that is used to carry out the work
- They are free to take holidays and time off when they want to.Usually have more than one client or customer at the same time. This is not always the case as there are some trades such as motor cycle courier which are treated as self employed but may only be providng services for one courier service on a subcontract basis. I will explain this in more detail later in this articlePeople who are employees will usually:- Work for one employer at a time and they (the employer) are in charge of the work that is done by the employee. They could how ever have two employments perhaps a day job and a week end job.
- Are directed by their employer as to how to carry out their duties and as to when and where they perform your work.
- Will be required to work a pre set amount of hours each and every week.
- Will qualify for paid holidays but can only take these holidays in line with their terms of employment as regards their length and timing.
- Will benefit from being remunerated at the same fixed amount depending on the hours that are actually worked, and get paid for working overtime.Casual work or work of a part-time nature can still be classed as either employed or self-employed depending on the facts. The fact that it is casual or part time has nothing to do with their employment status.Self employed motor cycle courriers despite possibly only providing services for one courier company they are generally treated as self employed because of how they work. They have no guarantee of work and are dependent on work being allocated to them. So if there is no source of work they do not get paid and then they must be classed as self employed. They supply their own Motor Cycles and pay for their own fuel and running costs.It is, of course, possible to be both self-employed and in self employment simultaneously in that one could be working for an employer during the day and involved in running your own self employed business at the week ends or in the evenings.Each contract either of service or of employment must be considered independently on its merits.As I have said it is possible that one could be both self-employed under a contract of service and be an employee under a contract or employment.If you are not sure you should take independent advice from an Accountant or somebody who specialises in this. My personal experience is that if you go to the local tax office they do not have much real knowledge and always tend to suggest that one is an employee. That way they keep their jobs and collect more tax for the Government.Whether one is an employee or self-employed depends simply on the facts of the actual working arrangements and the terms and conditions contained in the contract as these factors all need to be considered at the same time.If you are self employed then,of course,you will be responsible for your own tax and National Insurance contributions.You will need to advise HM Revenue & Customs (HMRC) by registering with them within 3 months of commencing employment. It is possible to download a registration form from the HMRC web site or you can can register by making a call to the Newly Self-employed Helpline on 0845 915 4515 which is open 8.00 am to 8.00 pm Monday to Friday and 8.00 am to 5.00 pm Saturday and Sunday.You will also need to file a Self Assessment tax return with in the required time limits and make payments as required for both National Insurance and Income TaxIf you are employed then the burden for actually deducting and paying your tax and National Insurance contributions will fall on your employer. This will be dealt with by under the PAYE (Pay As You Earn) system. With this system you need to make sure that you have been given the correct code number and are not on an emergency or week 1 basis.If you are, then quite often, you are taxed either on a week 1 code or on emergency tax which means that you will often be over taxed and usually will be due a tax refund at the end of the the tax year.

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Advice on Health and Fitness

Health is the thing that makes you feel that now is the best time of the year. (Franklin P. Adams)Wouldn’t you just love to be able to feel that way about every year of your life? Wouldn’t you love to be able to put the same feeling in every year of your child’s life? In every year of the lives of your dearest and most loved ones? If yes, then keep reading.Good health is not a fable; it’s a reality as bright as the day. I find it sad at times when my friends, people in their 20s, complain of fatigue and restlessness. They seem to be under the impression that to embody that ‘Picture of Good Health’ will require herculean effort on their parts, something they don’t have energy for to begin with. How all of us end with such fears is a worrying thing. Sadly, a lot of us end up going back to either superstition when it comes to health or doctors. No one is undermining the respected medical profession, but when an individual needs a therapist to tell him or her that “8 hours of sleep is mandatory for normal body functioning” or “you can’t live on coffee” it is sad. We could have spared ourselves so much trouble, had we known sooner. Ah well! Better late than never.So what to do? Well for starters, stop dreading the unknown. Just because so far we haven’t taken any courses on how to stay healthy and fit, is no reason to continue living that way. And just because a fatal disease hasn’t killed me yet, doesn’t necessarily mean I’m fit as a fiddle. The first step is to take the first step. Doctors are not to be dreaded, nor does one have to enroll in a costly health program to get our very own health regime. It just takes some good, time-tested habit development, backed by a sincere determination to succeed.Here are the general guidelines which, despite their apparent simplicity, are highly effective;1. Drink lots of water: yes folks! Good old H2O. Nothing beats it. Tear yourself away from going through all those gallons of soft drinks a day and embrace nature’s solution to your thirst. It’s great for your homeostasis to have at least 8 glasses of water a day and up to 12 glasses in summer. A healthy water intake protects you from acne to heart attacks. If tap water worries you, go Bottled Mineral. Ensure that your child is a water-fan too!2. Sleep a peaceful 8 hours: It’s not just the insomnia patients who have trouble functioning in their daily life. Choosing work or socializing over getting a good night’ sleep is not the key to success, to a premature retirement yes, but not success. Make sure the house is “lights out!” by 10 pm.3. Walk! Sitting in front of the PC is about all the new age of white-collar employees are doing. But have you noticed how little visual relaxation you end up getting in a working day? What about stiffening of muscles? Heartburns? All these problems and many more of their friends are the result of less moving around and more staying put. So put this routine on reverse gear. Don’t eat lunch at your desk, get out of the office, walk to a nearby restaurant and be sure there’s a salad in that lunch you order. Also try walking to your workplace if it’s near, or get off the bus a few blocks short of your workplace and make that your morning walk. Stay-at-home moms can walk their kids to school. This will give the children an early habit of walking small distances.4. Talk to your Physician: set realistic health goal and have a heart to heart with your physician. Listen carefully to what he or she says and be true to yourself in following their advice.

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